Plan Ledger DOL Form 5500 · updated monthly

Bryant Heating & Cooling, Inc.401(k)

BRYANT HEATING & COOLING, INC. 401(K) PLAN · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.96%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Bryant Heating & Cooling, Inc. reported $68,178 in plan administrative expenses for 2024: 0.96% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,453 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.48% to 0.96%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Kentucky (549th of 871), and 3,443rd of 5,337 in construction. In 2024, employees put in $2.20 for every $1.00 the employer contributed; active participation has grown from 153 to 173 since 2022.

Plan summary
Net assets, end of year$7,688,758
Participants with balances96
Active participants173
Employer contributions$251,414
Employee contributions$553,638
Employer contribution per active participant$1,453
Average account balance$80,091
Benefits paid to participants$466,220
Plan auditUnmodified (clean) audit opinion
AuditorRFH, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$7.7M · 96 accts · $251K emplr
2023$6.5M · 101 accts · $273K emplr
2022$5.3M · 103 accts · $215K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,195
Investment management$50,983
Total administrative$68,178
The Bryant Heating & Cooling, Inc. 401(k) match · 2024
Employer contribution per active participant$1,453
Median for plans this size$1,313
2024$1,453 per active participant
2023$1,720 per active participant
2022$1,406 per active participant

Bryant Heating & Cooling, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
HORIZON WEALTH MANAGEMENT LLC · Investment advisory (plan)$50,983
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$17,195

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$68,178 · 0.96%
2023$55,807 · 0.95%
2022$26,550 · 0.48%
Same employer
Similar plansConstruction · Kentucky
Buffalo Construction Inc KY$8.9M · 0.68%
Jagoe Homes, Inc. KY$6.4M · 0.09%
Bme Services, LLC KY$6.0M · 1.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 432065695 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.