Plan Ledger DOL Form 5500 · updated monthly

Brilliance Motor Sales, Inc.401(k)

BRILLIANCE MOTOR SALES, INC. 401(K) RETIREMENT SAVINGS PLAN · CRYSTAL LAKE, IL · plan year 2025

Reported admin expense ratio · 2025
0.56%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Brilliance Motor Sales, Inc. reported $55,836 in plan administrative expenses for 2025: 0.56% of average plan assets, below the peer median. Employer contributions averaged $936 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.62% to 0.56%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Illinois (2,325th of 3,702), and the 2,498th of 5,215 in retail trade. In 2025, employees put in $5.98 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,741,003
Participants with balances150
Active participants140
Employer contributions$131,024
Employee contributions$784,111
Employer contribution per active participant$936
Average account balance$71,607
Benefits paid to participants$790,567
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$10.7M · 150 accts · $131K emplr
2024$9.3M · 148 accts · $116K emplr
2023$7.7M · 138 accts · $114K emplr
2022$6.0M · 142 accts · $106K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$55,836
Total administrative$55,836
The Brilliance Motor Sales, Inc. 401(k) match · 2025
Employer contribution per active participant$936
Median for plans this size$1,464
2025$936 per active participant
2024$859 per active participant
2023$923 per active participant
2022$831 per active participant

Brilliance Motor Sales, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$55,836
PRINCIPAL SECURITIES INC · Other servicesindirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$55,836 · 0.56%
2024$50,789 · 0.60%
2023$42,884 · 0.63%
2022$39,709 · 0.62%
Similar plansRetail Trade · Illinois
Hickory Farms, LLC IL$11.2M · 0.56%
B2B Industrial Packaging IL$11.1M · 0.55%
Worden-Martin Inc IL$10.7M · 0.54%
The Glik Company IL$10.6M · 0.37%
Sutton Ford, Inc. IL$10.6M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 204214132 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.