Plan Ledger DOL Form 5500 · updated monthly

Brd of Ttees Ufcw Local One 401(K) Savings Plan401(k)

UFCW LOCAL ONE 401(K) SAVINGS PLAN · ORISKANY, NY · plan year 2024

Reported admin expense ratio · 2024
0.76%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Brd of Ttees Ufcw Local One 401(K) Savings Plan reported $1,120,726 in plan administrative expenses for 2024: 0.76% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,090 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.87% to 0.76%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 581st-largest of 5,648 plans among New York employers on file, and the 268th of 5,215 in retail trade. In 2024, the employer put in $2.48 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$153,845,970
Participants with balances11,426
Active participants9,699
Employer contributions$10,568,536
Employee contributions$4,266,492
Employer contribution per active participant$1,090
Average account balance$13,465
Benefits paid to participants$17,519,834
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$153.8M · 11,426 accts · $10.6M emplr
2023$142.0M · 12,558 accts · $11.0M emplr
2022$123.6M · 12,059 accts · $11.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$569,502
Audit (IQPA)$15,000
Trustee / custodial$126,669
Total administrative$1,120,726
The Brd of Ttees Ufcw Local One 401(K) Savings Plan 401(k) match · 2024
Employer contribution per active participant$1,090
Median for plans this size$3,635
2024$1,090 per active participant
2023$1,127 per active participant
2022$1,236 per active participant

Brd of Ttees Ufcw Local One 401(K) Savings Plan's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202412
BRIDGEWAY BENEFIT TECHNOLOGIES · Recordkeeping$23,267
AMERICAN TRUST COMPANY · Contract administrator$554,502
AMERICAN TRUST COMPANY · Custodial (securities)$126,669
SLEVIN & HART, PC · Legal$101,212
BRIAN FREEMAN$23,275
REGINA HEILAND$23,057
KELLEY MCLAUGHLIN$15,807
KRISTIN OWEN$15,258
PETER DECARLO CPA PLLC · Accounting / audit$15,000
CALIBRE CPA GROUP PLLC · Accounting / audit$15,000
ZACHARY GEHAN$10,903
CHARLENE BROCCOLI$5,012

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BRIDGEWAY BENEFIT TECHNOLOGIES
2023BONDARTECH, BRIDGEWAY BENEFIT TECHNOLOGIES

This plan has changed recordkeepers within these filings. If you left Brd of Ttees Ufcw Local One 401(K) Savings Plan before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$1,120,726 · 0.76%
2023$1,202,173 · 0.91%
2022$1,125,320 · 0.87%
Similar plansRetail Trade · New York
Hermes of Paris, Inc. NY$178.4M · 0.11%
West Herr Ford, Inc. NY$176.5M · 0.12%
Pcb Piezotronics, Inc. NY$132.0M · 0.18%
Tory Burch, LLC NY$117.7M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 166184130 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.