Plan Ledger DOL Form 5500 · updated monthly

Bradley Plumbing & Heating, Inc.401(k)

BRADLEY PLUMBING & HEATING, INC. 401(K) PROFIT SHARING PLAN AND TRUST · MONTGOMERY, AL · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Bradley Plumbing & Heating, Inc. reported $34,029 in plan administrative expenses for 2024: 0.45% of average plan assets, below the peer median. Employer contributions averaged $1,942 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.59% to 0.45%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Alabama (516th of 902), and 3,372nd of 5,337 in construction. In 2024, employees put in $1.40 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,106,618
Participants with balances84
Active participants129
Employer contributions$250,495
Employee contributions$350,463
Employer contribution per active participant$1,942
Average account balance$96,507
Benefits paid to participants$544,417
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.1M · 84 accts · $250K emplr
2023$7.1M · 101 accts · $176K emplr
2022$5.8M · 103 accts · $170K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,415
Investment management$17,614
Total administrative$34,029
The Bradley Plumbing & Heating, Inc. 401(k) match · 2024
Employer contribution per active participant$1,942
Median for plans this size$1,313
2024$1,942 per active participant
2023$1,305 per active participant
2022$1,247 per active participant

Bradley Plumbing & Heating, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPLOYEE FIDUCIARY, LLC · Recordkeeping$16,415
CAPSOUTH PARTNERS, INC. · Trustee$17,614

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EMPLOYEE FIDUCIARY, LLC
2023EMPLOYEE FIDUCIARY, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$34,029 · 0.45%
2023$36,961 · 0.57%
2022$37,176 · 0.59%
Similar plansConstruction · Alabama
Boatright Company, Inc. AL$8.3M · 0.11%
Rj Mechanical, Inc. AL$7.5M · 0.05%
W.S. Newell & Sons, Inc. AL$6.5M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 630461546 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.