Plan Ledger DOL Form 5500 · updated monthly

Bowers & Kubota Consulting, Inc.ESOP

BOWERS & KUBOTA CONSULTING, INC. ESOP · WAIPAHU, HI · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Bowers & Kubota Consulting, Inc. reported $315 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $25,342 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.001% to 0.000%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 27th-largest of 269 plans among Hawaii employers on file, and the 484th of 5,337 in construction.

Plan summary
Net assets, end of year$134,051,203
Participants with balances312
Active participants243
Employer contributions$6,157,990
Employee contributions—
Employer contribution per active participant$25,342
Average account balance$429,651
Benefits paid to participants$4,952,962
Plan auditUnmodified (clean) audit opinion
AuditorCW ASSOCIATES, CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$134.1M · 312 accts · $6.2M emplr
2023$102.0M · 282 accts · $4.2M emplr
2022$86.8M · 316 accts · $5.2M emplr
Employer contributions to the Bowers & Kubota Consulting, Inc. plan · 2024
Employer contribution per active participant$25,342
Median for plans this size$3,635
2024$25,342 per active participant
2023$18,475 per active participant
2022$23,273 per active participant

Bowers & Kubota Consulting, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Recordkeeper by year2
2024ADP, GENEOS WEALTH MANAGEMENT, INC.
2023ADP, GENEOS WEALTH MANAGEMENT, INC., SAGEPOINT FINANCIAL, INC.

This plan has changed recordkeepers within these filings. If you left Bowers & Kubota Consulting, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$315 · 0.00%
2023$1,012 · 0.00%
2022$615 · 0.00%
All plans at this employer2
BOWERS & KUBOTA CONSULTING 401K PROFIT SHARING & RETIREMENT PLAN401(k)
BOWERS & KUBOTA CONSULTING, INC. ESOPESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 990201320 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.