Plan Ledger DOL Form 5500 · updated monthly

Board of Trustees Plumbers Local 27 Retirement FundProfit-sharing plan

PLUMBERS RETIREMENT FUND · HARMONY, PA · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Board of Trustees Plumbers Local 27 Retirement Fund reported $181,785 in plan administrative expenses for 2024: 0.14% of average plan assets, above the peer median. Employer contributions averaged $6,015 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.18% to 0.14%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 393rd-largest of 3,651 plans among Pennsylvania employers on file, and the 495th of 5,337 in construction. In 2024, the employer put in $63.65 for every $1.00 employees contributed themselves; active participation has grown from 594 to 668 since 2022.

Plan summary
Net assets, end of year$130,335,580
Participants with balances889
Active participants668
Employer contributions$4,017,940
Employee contributions$63,128
Employer contribution per active participant$6,015
Average account balance$146,609
Benefits paid to participants$12,925,448
Plan auditUnmodified (clean) audit opinion
AuditorCYPHER & CYPHER
Plan history3
Yearassets · accounts · employer contribution
2024$130.3M · 889 accts · $4.0M emplr
2023$123.7M · 879 accts · $3.4M emplr
2022$112.2M · 930 accts · $3.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$48,500
Audit (IQPA)$9,165
Trustee / custodial$35,000
Total administrative$181,785
Employer contributions to the Board of Trustees Plumbers Local 27 Retirement Fund plan · 2024
Employer contribution per active participant$6,015
Median for plans this size$3,635
2024$6,015 per active participant
2023$4,825 per active participant
2022$5,957 per active participant

Board of Trustees Plumbers Local 27 Retirement Fund's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
NEWPORT TRUST COMPANY · Custodial (securities)$58,019
CDS ADMINISTRATORS · Contract administrator$48,500
SEGAL MARCO ADVISORS · Investment advisory (plan)$35,000
CYPHER & CYPHER · Accounting / audit$9,165
JUBELIRER PASS & INTRIERI P.C. · Legal$7,077

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$181,785 · 0.14%
2023$265,738 · 0.23%
2022$229,912 · 0.18%
Similar plansConstruction · Pennsylvania
Dvl Group, Inc. PA$134.9M · 0.01%
J. D. Eckman, Inc. PA$132.6M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 256110016 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.