Plan Ledger DOL Form 5500 · updated monthly

Board of Trustees Northwestern Ohio Plumbers and PipefittersMoney purchase plan

NORTHWESTERN OHIO PLUMBERS AND PIPEFITTERS RETIREMENT AND TRUST · NORTHWOOD, OH · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Board of Trustees Northwestern Ohio Plumbers and Pipefitters reported $421,761 in plan administrative expenses for 2025: 0.10% of average plan assets, above the peer median. Employer contributions averaged $11,168 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.10%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other construction employers. By assets it is the 119th-largest of 3,295 plans among Ohio employers on file, and the 162nd of 5,337 in construction. active participation has shrunk from 2,443 to 1,279 since 2022.

Plan summary
Net assets, end of year$435,071,154
Participants with balances4,068
Active participants1,279
Employer contributions$14,284,207
Employee contributions—
Employer contribution per active participant$11,168
Average account balance$106,950
Benefits paid to participants$25,104,632
Plan auditUnmodified (clean) audit opinion
AuditorTITUS & URBANSKI INC
Plan history4
Yearassets · accounts · employer contribution
2025$435.1M · 4,068 accts · $14.3M emplr
2024$375.4M · 4,308 accts · $14.8M emplr
2023$342.3M · 4,103 accts · $13.3M emplr
2022$295.0M · 4,259 accts · $14.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$50,432
Investment management$55,000
Audit (IQPA)$26,100
Trustee / custodial$67,091
Total administrative$421,761
Employer contributions to the Board of Trustees Northwestern Ohio Plumbers and Pipefitters plan · 2025
Employer contribution per active participant$11,168
Median for plans this size$4,295
2025$11,168 per active participant
2024$6,094 per active participant
2023$6,301 per active participant
2022$6,007 per active participant

Board of Trustees Northwestern Ohio Plumbers and Pipefitters's 2025 employer contribution ran above the $4,295 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20256
MARQUETTE ASSOCIATES INC.$55,000
NOVARA LAW GROUP, PLLC · Legal$50,825
BENESYS, INC. · Contract administrator$50,432
TITUS & URBANSKI, INC. · Accounting / audit$26,100
MACQUEEN AND ASSOCIATES LLC · Insurance broker$6,901

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$421,761 · 0.10%
2024$396,332 · 0.11%
2023$383,425 · 0.12%
2022$349,318 · 0.11%
Similar plansConstruction · Ohio
Messer Inc. OH$650.6M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 346668665 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.