Plan Ledger DOL Form 5500 · updated monthly

Blue Nile, Inc.401(k)

BLUE NILE 401(K) RETIREMENT SAVINGS PLAN & TRUST · BELLEVUE, WA · plan year 2022

Reported admin expense ratio · 2022
0.28%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Blue Nile, Inc. reported $68,073 in plan administrative expenses for 2022: 0.28% of average plan assets, above the peer median. Employer contributions averaged $1,010 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other retail trade employers. By assets it is the 621st-largest of 1,714 plans among Washington employers on file, and the 1,291st of 5,215 in retail trade. In 2022, employees put in $6.45 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,222,484
Participants with balances813
Active participants627
Employer contributions$633,175
Employee contributions$4,085,449
Employer contribution per active participant$1,010
Average account balance$28,564
Benefits paid to participants$2,630,351
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $765K emplr
2022$23.2M · 813 accts · $633K emplr
Administrative expenses, itemized · 2022
Investment management$5,333
Total administrative$68,073
The Blue Nile, Inc. 401(k) match · 2022
Employer contribution per active participant$1,010
Median for plans this size$2,266

Blue Nile, Inc.'s 2022 employer contribution ran below the $2,266 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$68,073 · 0.28%
Similar plansRetail Trade · Washington
Baffetto, Inc. WA$26.9M · 0.14%
Hi-School Pharmacy, Inc. WA$26.1M · 0.67%
Albert Lee, Inc. WA$26.0M · 0.24%
Car Toys, Inc. WA$25.6M · 0.75%
University Book Store Inc WA$21.7M · 0.19%
K2 Sports LLC WA$21.1M · 0.13%
Cerium Networks, Inc WA$21.1M · 0.44%
Groundspeak, Inc. WA$20.6M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911963165 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.