Plan Ledger DOL Form 5500 · updated monthly

Black Rock Coffee Holdings LLC401(k)

BLACK ROCK 401(K) PLAN · SCOTTSDALE, AZ · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Black Rock Coffee Holdings LLC reported $3,745 in plan administrative expenses for 2024: 0.21% of average plan assets, lower than ~75% of peers. Employer contributions averaged $591 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.19% to 0.21%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Arizona (1,040th of 1,285), and 1,367th of 2,240 in accommodation & food services. In 2024, employees put in $1.64 for every $1.00 the employer contributed; active participation has shrunk from 806 to 576 since 2022.

Plan summary
Net assets, end of year$2,252,476
Participants with balances165
Active participants576
Employer contributions$340,176
Employee contributions$558,419
Employer contribution per active participant$591
Average account balance$13,651
Benefits paid to participants$331,272
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.3M · 165 accts · $340K emplr
2023$1.4M · 148 accts · $287K emplr
2022$748K · 139 accts · $225K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,745
Total administrative$3,745
The Black Rock Coffee Holdings LLC 401(k) match · 2024
Employer contribution per active participant$591
Median for plans this size$1,313
2024$591 per active participant
2023$481 per active participant
2022$279 per active participant

Black Rock Coffee Holdings LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ADP, INC. · Recordkeeping · Investment advisory (participants)$3,745

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

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Administrative cost history3
2024$3,745 · 0.21%
2023$4,952 · 0.46%
2022$1,430 · 0.19%
Same employer
Similar plansAccommodation & Food Services · Arizona
Atrium Holding Company AZ$2.5M · 1.16%
Dias Management Inc. AZ$2.5M · 2.25%
Barnett Management Co AZ$2.4M · 1.40%
Square One Concepts, Inc. AZ$1.8M · 2.73%

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Source: U.S. Department of Labor, Form 5500 series, EIN 831415331 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.