Plan Ledger DOL Form 5500 · updated monthly

Bjc Health System401(k)

BJC 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Bjc Health System reported $2,467,582 in plan administrative expenses for 2024: 0.11% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,349 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.13% to 0.11%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 10th-largest of 1,393 plans among Missouri employers on file, and the 76th of 11,911 in health care & social assistance. In 2024, employees put in $3.88 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,267,300,203
Participants with balances41,929
Active participants32,079
Employer contributions$43,271,967
Employee contributions$167,733,718
Employer contribution per active participant$1,349
Average account balance$54,075
Benefits paid to participants$295,976,684
Plan auditUnmodified (clean) audit opinion
AuditorERNST YOUNG LLP
Plan history3
Yearassets · accounts · employer contribution
2024$2.3B · 41,929 accts · $43.3M emplr
2023$2.0B · 42,070 accts · $37.4M emplr
2022$1.7B · 39,203 accts · $33.5M emplr
The Bjc Health System 401(k) match · 2024
Employer contribution per active participant$1,349
Median for plans this size$5,259
2024$1,349 per active participant
2023$1,168 per active participant
2022$1,129 per active participant

Bjc Health System's 2024 employer contribution ran below the $5,259 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$350,142
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$220,059
CAPTRUST · Consulting$105,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,467,582 · 0.11%
2023$2,731,745 · 0.15%
2022$2,433,877 · 0.13%
All plans at this employer2
BJC 401(K) PLAN401(k)
BJC 403(B) PLAN403(b)
Same employer
Similar plansHealth Care & Social Assistance · Missouri
Endeavor Health IL$2.3B · 0.05%
Norton Healthcare, Inc. KY$2.3B · 0.08%
Essentia Health MN$2.2B · 0.06%
Froedtert Health, Inc WI$2.2B · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431617558 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.