Plan Ledger DOL Form 5500 · updated monthly

Bighorn Golf Club401(k)

BIGHORN GOLF CLUB 401(K) PLAN · PALM DESERT, CA · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Bighorn Golf Club reported $137,876 in plan administrative expenses for 2024: 0.74% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,159 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.74%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is the 3,705th-largest of 9,483 plans among California employers on file, and the 435th of 1,311 in arts, entertainment & recreation. In 2024, employees put in $3.36 for every $1.00 the employer contributed; active participation has grown from 282 to 333 since 2022.

Plan summary
Net assets, end of year$19,475,778
Participants with balances285
Active participants333
Employer contributions$385,930
Employee contributions$1,296,549
Employer contribution per active participant$1,159
Average account balance$68,336
Benefits paid to participants$2,098,072
Plan auditUnmodified (clean) audit opinion
AuditorCOACHELLA VALLEY ACCOUNTING & AUDIT
Plan history3
Yearassets · accounts · employer contribution
2024$19.5M · 285 accts · $386K emplr
2023$17.6M · 231 accts · $331K emplr
2022$14.5M · 225 accts · $306K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$97,227
Investment management$40,649
Total administrative$137,876
The Bighorn Golf Club 401(k) match · 2024
Employer contribution per active participant$1,159
Median for plans this size$2,416
2024$1,159 per active participant
2023$1,083 per active participant
2022$1,085 per active participant

Bighorn Golf Club's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$97,227
MORGAN STANLEY GLOBAL · Investment advisory (plan)$40,649
ACTUARIAL BENEFITS CORP · Other services · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$137,876 · 0.74%
2023$117,515 · 0.73%
2022$124,308 · 0.78%
Same employer
Similar plansArts, Entertainment & Recreation · California
Leisure Sports, Inc. CA$20.5M · 0.52%
Los Angeles Country Club CA$19.8M · 0.16%
Wasserman Music, LLC CA$17.8M · 0.35%
Reading International, Inc. CA$17.1M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330440671 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.