Plan Ledger DOL Form 5500 · updated monthly

Big Sandy Distribution, Inc.401(k)

BIG SANDY SUPERSTORES 401(K) PLAN · FRANKLIN FURNACE, OH · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Big Sandy Distribution, Inc. reported $3,235 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $316 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.13% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Ohio (1,700th of 3,295), and the 2,076th of 5,215 in retail trade. In 2024, employees put in $4.04 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,473,197
Participants with balances422
Active participants551
Employer contributions$174,376
Employee contributions$705,182
Employer contribution per active participant$316
Average account balance$31,927
Benefits paid to participants$907,593
Plan auditUnmodified (clean) audit opinion
AuditorKELLEY GALLOWAY SMITH GOOLSBY, PSC
Plan history3
Yearassets · accounts · employer contribution
2024$13.5M · 422 accts · $174K emplr
2023$11.7M · 439 accts · $163K emplr
2022$9.6M · 485 accts · $144K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,235
Total administrative$3,235
The Big Sandy Distribution, Inc. 401(k) match · 2024
Employer contribution per active participant$316
Median for plans this size$2,416
2024$316 per active participant
2023$288 per active participant
2022$267 per active participant

Big Sandy Distribution, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
COMMUNITY TRUST AND INVESTMENT CO. · Recordkeeping · Custodial (securities)$3,235

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024COMMUNITY TRUST AND INVESTMENT CO.
2023COMMUNITY TRUST AND INVESTMENT CO.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,235 · 0.03%
2023$4,637 · 0.04%
2022$14,070 · 0.13%
Similar plansRetail Trade · Ohio
Wayside Furniture Inc. OH$14.4M · 0.05%
Shrader Tire and Oil Inc OH$14.2M · 0.42%
American Retail Corporation OH$13.7M · 0.53%
Kw Floorcoverings Inc OH$13.0M · 0.53%
Rcd Sales Company OH$12.4M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 341933410 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.