Plan Ledger DOL Form 5500 · updated monthly

Big Creek Construction, LTD.401(k)

BIG CEDAR CREEK 401K PLAN · HEWITT, TX · plan year 2024

Reported admin expense ratio · 2024
0.67%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Big Creek Construction, LTD. reported $85,255 in plan administrative expenses for 2024: 0.67% of average plan assets, higher than ~90% of peers. Employer contributions averaged $502 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.67%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 2,595th-largest of 5,688 plans among Texas employers on file, and the 2,637th of 5,337 in construction. In 2024, employees put in $6.63 for every $1.00 the employer contributed; active participation has grown from 416 to 466 since 2022.

Plan summary
Net assets, end of year$13,524,644
Participants with balances687
Active participants466
Employer contributions$233,986
Employee contributions$1,550,640
Employer contribution per active participant$502
Average account balance$19,687
Benefits paid to participants$1,721,589
Plan auditUnmodified (clean) audit opinion
AuditorJAYNES, REITMEIER, BOYD & THERRELL
Plan history3
Yearassets · accounts · employer contribution
2024$13.5M · 687 accts · $234K emplr
2023$12.1M · 737 accts · $247K emplr
2022$9.9M · 689 accts · $218K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$75,254
Total administrative$85,255
The Big Creek Construction, LTD. 401(k) match · 2024
Employer contribution per active participant$502
Median for plans this size$2,416
2024$502 per active participant
2023$553 per active participant
2022$524 per active participant

Big Creek Construction, LTD.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$7,300

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$85,255 · 0.67%
2023$75,155 · 0.68%
2022$74,130 · 0.68%
Same employer
Similar plansConstruction · Texas
Arch-Con Corporation TX$14.2M · 0.38%
Bar Constructors, Inc. TX$13.5M · 0.02%
First Texas Homes, Inc. TX$13.5M · 0.15%
Hull Associates, LLC TX$13.3M · 0.71%
I.C.S., Inc. TX$13.0M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760531934 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.