Plan Ledger DOL Form 5500 · updated monthly

Big Blue Marble Academy, LLC401(k)

BIG BLUE MARBLE 401(K) RETIREMENT PLAN · AUBURN, AL · plan year 2025

Reported admin expense ratio · 2025
2.60%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Big Blue Marble Academy, LLC reported $73,992 in plan administrative expenses for 2025: 2.60% of average plan assets, higher than ~90% of peers. Employer contributions averaged $199 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.46% to 2.60%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Alabama (733rd of 902), and 2,697th of 3,091 in educational services. In 2025, employees put in $1.73 for every $1.00 the employer contributed; active participation has grown from 732 to 2,151 since 2022.

Plan summary
Net assets, end of year$3,205,656
Participants with balances298
Active participants2,151
Employer contributions$427,719
Employee contributions$740,669
Employer contribution per active participant$199
Average account balance$10,757
Benefits paid to participants$1,155,189
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$3.2M · 298 accts · $428K emplr
2024$2.5M · 343 accts · $410K emplr
2023$1.7M · 279 accts · $371K emplr
2022$587K · 216 accts · $144K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$43,324
Investment management$17,564
Total administrative$73,992
The Big Blue Marble Academy, LLC 401(k) match · 2025
Employer contribution per active participant$199
Median for plans this size$1,464
2025$199 per active participant
2024$284 per active participant
2023$375 per active participant
2022$196 per active participant

Big Blue Marble Academy, LLC's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
LEVEL FOUR ADVISORY SERVICES, LLC · Investment advisory (plan)$17,564
CRI TPA SERVICES LLC · Contract administrator$9,225

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$73,992 · 2.60%
2024$55,546 · 2.64%
2023$34,194 · 2.97%
2022$2,715 · 0.46%
Similar plansEducational Services · Alabama
Faith Academy of Mobile AL$7.7M · 0.03%
Tuscaloosa Academy AL$5.7M · 0.36%
Madison Academy, Inc. AL$2.3M · 0.90%
Mars Hill Bible School AL$1.5M · 1.26%
Innovative V, LLC AL$601K · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 300999742 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.