Plan Ledger DOL Form 5500 · updated monthly

Bethany Lutheran Homes, Inc.401(k)

BETHANY LUTHERAN HOMES 401(K) PLAN · LA CROSSE, WI · plan year 2025

Reported admin expense ratio · 2025
0.40%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Bethany Lutheran Homes, Inc. reported $46,414 in plan administrative expenses for 2025: 0.40% of average plan assets, above the peer median. Employer contributions averaged $598 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.45% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Wisconsin (1,178th of 1,936), and the 5,149th of 11,911 in health care & social assistance. In 2025, employees put in $2.16 for every $1.00 the employer contributed; active participation has grown from 433 to 501 since 2022.

Plan summary
Net assets, end of year$12,021,257
Participants with balances184
Active participants501
Employer contributions$299,552
Employee contributions$648,488
Employer contribution per active participant$598
Average account balance$65,333
Benefits paid to participants$1,842,415
Plan auditUnmodified (clean) audit opinion
AuditorHAWKINS ASH CPAS , LLP
Plan history4
Yearassets · accounts · employer contribution
2025$12.0M · 184 accts · $300K emplr
2024$11.2M · 169 accts · $228K emplr
2023$10.4M · 193 accts · $254K emplr
2022$9.3M · 198 accts · $241K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$14,780
Investment management$31,634
Total administrative$46,414
The Bethany Lutheran Homes, Inc. 401(k) match · 2025
Employer contribution per active participant$598
Median for plans this size$2,666
2025$598 per active participant
2024$463 per active participant
2023$562 per active participant
2022$556 per active participant

Bethany Lutheran Homes, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
THE VANGUARD GROUP, INC. · Claims processing · Contract administrator$14,150
NFP RETIREMENT, INC. · Accounting / audit · Pension consulting$32,264

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Vanguard
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$46,414 · 0.40%
2024$49,447 · 0.46%
2023$45,973 · 0.47%
2022$49,889 · 0.45%
Same employer
Similar plansHealth Care & Social Assistance · Wisconsin
Covenant Healthcare,Llc WI$12.9M · 0.54%
Social Current WI$12.7M · 0.38%
Curative Care Network, Inc. WI$12.2M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390909446 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.