Plan Ledger DOL Form 5500 · updated monthly

Bell Flavors and Fragrances, Inc.401(k)

BELL FLAVORS AND FRAGRANCES, INC. RETIREMENT SAVINGS AND PROFIT SHARING PLAN · NORTHBROOK, IL · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Bell Flavors and Fragrances, Inc. reported $130,544 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $2,213 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.36% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 1,119th-largest of 3,702 plans among Illinois employers on file, and the 3,778th of 13,661 in manufacturing. In 2024, employees put in $3.13 for every $1.00 the employer contributed; active participation has grown from 335 to 449 since 2022.

Plan summary
Net assets, end of year$38,731,216
Participants with balances412
Active participants449
Employer contributions$993,453
Employee contributions$3,104,562
Employer contribution per active participant$2,213
Average account balance$94,008
Benefits paid to participants$7,781,953
Plan auditDisclaimer of opinion
AuditorO'NEIL & GASPARDO, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$38.7M · 412 accts · $993K emplr
2023$37.1M · 388 accts · $987K emplr
2022$33.6M · 389 accts · $908K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$34,374
Investment management$85,895
Audit (IQPA)$10,200
Total administrative$130,544
The Bell Flavors and Fragrances, Inc. 401(k) match · 2024
Employer contribution per active participant$2,213
Median for plans this size$2,416
2024$2,213 per active participant
2023$2,954 per active participant
2022$2,710 per active participant

Bell Flavors and Fragrances, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ANNUITY INSURANCE COMPANY · Contract administrator · Recordkeeping$34,866
RAYMOND JAMES FINANCIAL SERVICES · Investment advisory (plan)$85,895
O'NEILL & GASPARDO LLC · Accounting / audit$10,200

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Prudential

This plan has changed recordkeepers within these filings. If you left Bell Flavors and Fragrances, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$130,544 · 0.34%
2023$126,931 · 0.36%
2022$132,639 · 0.36%
Same employer
Similar plansManufacturing · Illinois
Advancion Corporation IL$39.4M · 0.03%
Prairie Farms Dairy, Inc. IL$39.0M · 0.29%
Unilock Chicago, Inc. IL$38.7M · 0.15%
Synergy Flavors Inc IL$38.5M · 0.25%
Handi-Foil Corporation IL$38.2M · 0.05%
Colson Group Holdings, LLC IL$37.7M · 0.32%
Ipsen, Inc. IL$37.5M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 362643173 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.