Plan Ledger DOL Form 5500 · updated monthly

Bell-Carter Foods, LLC.401(k)

BELL-CARTER FOODS, LLC EMPLOYEE RETIREMENT PLAN · WALNUT CREEK, CA · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Bell-Carter Foods, LLC. reported $96,367 in plan administrative expenses for 2024: 0.26% of average plan assets, below the peer median. Employer contributions averaged $2,458 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.25% to 0.26%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 2,238th-largest of 9,483 plans among California employers on file, and the 3,838th of 13,661 in manufacturing. In 2024, employees put in $2.21 for every $1.00 the employer contributed; active participation has shrunk from 263 to 211 since 2022.

Plan summary
Net assets, end of year$37,807,511
Participants with balances312
Active participants211
Employer contributions$518,644
Employee contributions$1,143,860
Employer contribution per active participant$2,458
Average account balance$121,178
Benefits paid to participants$4,140,457
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$37.8M · 312 accts · $519K emplr
2023$35.8M · 327 accts · $523K emplr
2022$36.3M · 426 accts · $691K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$58,912
Investment management$37,455
Total administrative$96,367
The Bell-Carter Foods, LLC. 401(k) match · 2024
Employer contribution per active participant$2,458
Median for plans this size$2,416
2024$2,458 per active participant
2023$2,420 per active participant
2022$2,627 per active participant

Bell-Carter Foods, LLC.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$58,912
WOODBURY FINANCIAL SERVICES · Investment advisory (plan)$37,455
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$96,367 · 0.26%
2023$92,048 · 0.26%
2022$100,378 · 0.25%
Same employer
Similar plansManufacturing · California
Sierra Wireless America CA$38.4M · 0.17%
Netafim Irrigation, Inc. CA$38.1M · 0.43%
Ascendis Pharma, Inc. CA$37.9M · 0.16%
Pasco Scientific CA$37.6M · 0.24%
Universal Audio Inc. CA$37.6M · 0.47%
Lithographix, Inc. CA$37.4M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941338890 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.