Plan Ledger DOL Form 5500 · updated monthly

BCWJ813, LLC dba Garden of the G401(k)

GARDEN OF THE GODS COLLECTION 401(K) PLAN · COLORADO SPRINGS, CO · plan year 2024

Reported admin expense ratio · 2024
1.99%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

BCWJ813, LLC dba Garden of the G reported $75,430 in plan administrative expenses for 2024: 1.99% of average plan assets, higher than ~90% of peers. Employer contributions averaged $262 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.56% to 1.99%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is among the smaller plans on file in Colorado (1,118th of 1,461), and 992nd of 1,311 in arts, entertainment & recreation. In 2024, employees put in $7.91 for every $1.00 the employer contributed; active participation has grown from 236 to 329 since 2022.

Plan summary
Net assets, end of year$4,084,555
Participants with balances369
Active participants329
Employer contributions$86,042
Employee contributions$680,605
Employer contribution per active participant$262
Average account balance$11,069
Benefits paid to participants$661,936
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.1M · 369 accts · $86K emplr
2023$3.5M · 140 accts · $155K emplr
2022$2.7M · 97 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,035
Investment management$35,395
Total administrative$75,430
The BCWJ813, LLC dba Garden of the G 401(k) match · 2024
Employer contribution per active participant$262
Median for plans this size$1,313
2024$262 per active participant
2023$519 per active participant

BCWJ813, LLC dba Garden of the G's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$40,035
RESOURCES INVESTMENT ADVISORS, INC. · Recordkeeping · Trustee$35,394
MORNINGSTAR RETIREMENT MANAGER · Investment advisory (participants) · Investment advisory (plan)$540

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, RESOURCES INVESTMENT ADVISORS, INC.
2023ADP

This plan has changed recordkeepers within these filings. If you left BCWJ813, LLC dba Garden of the G before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$75,430 · 1.99%
2023$50,073 · 1.62%
2022$46,087 · 1.56%
Same employer
Similar plansArts, Entertainment & Recreation · Colorado
Trollco, Inc. CO$4.7M · 0.67%
Earth Treks, LLC CO$4.6M · 0.02%
Ski & Snowboard Club Vail CO$4.3M · 0.73%
The Club at Rolling Hills CO$3.6M · 0.37%
Roaring Fork Club, LLC CO$3.5M · 0.91%

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Source: U.S. Department of Labor, Form 5500 series, EIN 463419408 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.