Plan Ledger DOL Form 5500 · updated monthly

Bcb Homes, Inc.401(k)

BCB HOMES, INC. 401K RETIREMENT & SAVINGS PLAN · NAPLES, FL · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Bcb Homes, Inc. reported $61,369 in plan administrative expenses for 2024: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,982 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.49% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 1,391st-largest of 3,644 plans among Florida employers on file, and the 2,519th of 5,337 in construction. In 2024, employees put in $2.76 for every $1.00 the employer contributed; active participation has grown from 183 to 215 since 2022.

Plan summary
Net assets, end of year$14,552,634
Participants with balances151
Active participants215
Employer contributions$426,095
Employee contributions$1,176,924
Employer contribution per active participant$1,982
Average account balance$96,375
Benefits paid to participants$851,258
Plan auditUnmodified (clean) audit opinion
AuditorHILL, BARTH & KING LLC
Plan history3
Yearassets · accounts · employer contribution
2024$14.6M · 151 accts · $426K emplr
2023$12.1M · 125 accts · $397K emplr
2022$9.2M · 116 accts · $360K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,956
Investment management$32,413
Total administrative$61,369
The Bcb Homes, Inc. 401(k) match · 2024
Employer contribution per active participant$1,982
Median for plans this size$2,416
2024$1,982 per active participant
2023$2,081 per active participant
2022$1,967 per active participant

Bcb Homes, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MML INVESTOR SERVICES LLC · Investment advisory (plan)$32,413
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$28,956

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$61,369 · 0.46%
2023$49,252 · 0.46%
2022$48,801 · 0.49%
Similar plansConstruction · Florida
Ripa and Associates, LLC FL$15.3M · 0.16%
Hypower, Inc. FL$15.1M · 0.13%
The Smart Companies. LLC FL$14.3M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 650436877 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.