Plan Ledger DOL Form 5500 · updated monthly

Bbb Automotive, LLC401(k)

BBB AUTOMOTIVE 401(K) PLAN · COSTA MESA, CA · plan year 2023

Reported admin expense ratio · 2023
1.07%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Bbb Automotive, LLC reported $18,913 in plan administrative expenses for 2023: 1.07% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,979 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.31% to 2.31%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (8,245th of 9,483), and 4,627th of 5,215 in retail trade. In 2023, the employer put in $1.24 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$2,136,008
Participants with balances252
Active participants94
Employer contributions$373,983
Employee contributions$301,223
Employer contribution per active participant$3,979
Average account balance$8,476
Benefits paid to participants$131,676
Plan auditUnmodified (clean) audit opinion
AuditorBD & COMPANY, INC.
Plan history3
Yearassets · accounts · employer contribution
2024$1.4M · 74 accts · $5K emplr
2023$2.1M · 252 accts · $374K emplr
2022$1.4M · 218 accts · $467K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$16,522
Investment management$2,391
Total administrative$18,913
The Bbb Automotive, LLC 401(k) match · 2023
Employer contribution per active participant$3,979
Median for plans this size$1,308
2024$73 per active participant
2023$3,979 per active participant
2022$4,968 per active participant

Bbb Automotive, LLC's 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20234
TRANSAMERICA LIFE INSURANCE CO. · Loan processing · Recordkeeping$10,363
UNIGLOBAL PENSION PLANNING, INC. · Recordkeeping · Loan processing$1,500
EDWARD D JONES & COMPANY · Investment advisory (plan)$5,848
MESIROW FINANCIAL, INC. · Investment advisory (plan)$250

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica, UNIGLOBAL PENSION PLANNING, INC.
2023Transamerica, UNIGLOBAL PENSION PLANNING, INC.

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Administrative cost history3
2024$40,954 · 2.31%
2023$18,913 · 1.07%
2022$13,628 · 1.31%
Similar plansRetail Trade · California
Kn Properties, LLC CA$2.2M · 0.50%
Jimbos Natural Family Inc CA$2.2M · 0.67%
Club W, Inc. CA$2.2M · 0.61%
Bellami Hair, LLC CA$2.2M · 0.07%
Ortho Mattress, Inc. CA$2.1M · 0.19%
Sliding Door Company CA$2.1M · 1.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 852917092 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.