Plan Ledger DOL Form 5500 · updated monthly

Baychildren's Physicians401(k)

BAYCHILDREN'S PHYSICIANS 401(K) PLAN & TRUST · EMERYVILLE, CA · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Baychildren's Physicians reported $44,779 in plan administrative expenses for 2024: 0.38% of average plan assets, above the peer median. Employer contributions averaged $7,984 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.36% to 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (4,997th of 9,483), and the 5,179th of 11,911 in health care & social assistance. In 2024, the employer put in $2.03 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$11,899,436
Participants with balances192
Active participants135
Employer contributions$1,077,875
Employee contributions$530,059
Employer contribution per active participant$7,984
Average account balance$61,976
Benefits paid to participants$3,061,098
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.9M · 192 accts · $1.1M emplr
2023$11.7M · 188 accts · $1.3M emplr
2022$8.8M · 168 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,462
Investment management$40,317
Total administrative$44,779
The Baychildren's Physicians 401(k) match · 2024
Employer contribution per active participant$7,984
Median for plans this size$2,416
2024$7,984 per active participant
2023$8,687 per active participant
2022$7,643 per active participant

Baychildren's Physicians's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LPL FINANCIAL, LLC · Investment advisory (plan)$40,317
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$4,462

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$44,779 · 0.38%
2023$37,165 · 0.36%
2022$31,860 · 0.36%
Similar plansHealth Care & Social Assistance · California
Kern Regional Center CA$12.1M · 0.45%
Axis Community Health, Inc. CA$11.9M · 0.50%
Red Oaks Medical Group CA$11.8M · 0.91%

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Source: U.S. Department of Labor, Form 5500 series, EIN 861175591 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.