Plan Ledger DOL Form 5500 · updated monthly

Bay Photo, Inc.401(k)

BAY PHOTO, INC. 401(K) PLAN · SCOTTS VALLEY, CA · plan year 2022

Reported admin expense ratio · 2022
0.43%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Bay Photo, Inc. reported $19,352 in plan administrative expenses for 2022: 0.43% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (7,636th of 9,483), and 2,575th of 3,341 in other services.

Plan summary
Net assets, end of year$3,431,776
Participants with balances160
Active participants354
Employer contributions$0
Employee contributions$0
Employer contribution per active participant$0
Average account balance$21,449
Benefits paid to participants$1,257,723
Plan auditUnmodified (clean) audit opinion
AuditorBROCK AND COMPANY CPA'S PC
Plan history2
Yearassets · accounts · employer contribution
2023$0
2022$3.4M · 160 accts
The Bay Photo, Inc. 401(k) match · 2022
Employer contribution per active participant$0
Median for plans this size$1,114

Bay Photo, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$19,352 · 0.43%
Similar plansOther Services · California
Dfa of California CA$3.6M · 0.06%
Martin Auto Color Inc CA$3.6M · 0.91%
U.S. Pole Company, Inc. CA$3.6M · 0.45%
The Now Parent LLC CA$3.5M · 1.08%
Survival Systems CA$3.3M · 0.66%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 942774925 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.