Plan Ledger DOL Form 5500 · updated monthly

Baldwin & Shell Construction Co.401(k)

BALDWIN & SHELL CONSTRUCTION CO. 401(K) PLAN · LITTLE ROCK, AR · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Baldwin & Shell Construction Co. reported $58,403 in plan administrative expenses for 2024: 0.48% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,007 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.48%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 199th-largest of 456 plans among Arkansas employers on file, and 2,717th of 5,337 in construction. In 2024, employees put in $1.84 for every $1.00 the employer contributed; active participation has grown from 247 to 290 since 2022.

Plan summary
Net assets, end of year$12,750,669
Participants with balances230
Active participants290
Employer contributions$582,128
Employee contributions$1,073,917
Employer contribution per active participant$2,007
Average account balance$55,438
Benefits paid to participants$2,057,921
Plan auditUnmodified (clean) audit opinion
AuditorRASCO WINTER THOMAS GROUP LLP
Plan history3
Yearassets · accounts · employer contribution
2024$12.8M · 230 accts · $582K emplr
2023$11.7M · 192 accts · $382K emplr
2022$10.7M · 207 accts · $332K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$30,940
Investment management$22,368
Trustee / custodial$5,095
Total administrative$58,403
The Baldwin & Shell Construction Co. 401(k) match · 2024
Employer contribution per active participant$2,007
Median for plans this size$2,416
2024$2,007 per active participant
2023$1,406 per active participant
2022$1,343 per active participant

Baldwin & Shell Construction Co.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
MILLIMAN, INC. · Recordkeeping · Pension consulting$30,940
FIRST SECURITY BANK · Investment advisory (plan)$22,368
CHARLES SCHWAB TRUST BANK · Custodial (securities) · Trustee (directed)$5,095
CHARLES SCHWAB & CO., INC. · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Milliman
2023INTRUST BANK, N.A.

This plan has changed recordkeepers within these filings. If you left Baldwin & Shell Construction Co. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$58,403 · 0.48%
2023$70,394 · 0.63%
2022$56,609 · 0.50%
Same employer
Similar plansConstruction · Arkansas
Powers of Arkansas, Inc. AR$15.3M · 0.30%
Harness Roofing, Inc. AR$15.1M · 0.54%
Roberts McNutt, Inc. AR$12.7M · 0.00%
Forsgren, Inc. AR$7.0M · 0.27%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 710286511 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.