Plan Ledger DOL Form 5500 · updated monthly

B.S.D. Capital, Inc.401(k)

LENDISTRY 401(K) PROFIT SHARING PLAN · LOS ANGELES, CA · plan year 2024

Reported admin expense ratio · 2024
0.98%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

B.S.D. Capital, Inc. reported $79,634 in plan administrative expenses for 2024: 0.98% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,256 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.91% to 0.98%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in California (5,655th of 9,483), and 4,052nd of 4,798 in finance & insurance. In 2024, employees put in $2.37 for every $1.00 the employer contributed; active participation has shrunk from 317 to 265 since 2022.

Plan summary
Net assets, end of year$9,343,556
Participants with balances314
Active participants265
Employer contributions$862,828
Employee contributions$2,048,060
Employer contribution per active participant$3,256
Average account balance$29,757
Benefits paid to participants$1,554,395
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.3M · 314 accts · $863K emplr
2023$6.9M · 421 accts · $1.3M emplr
2022$3.6M · 411 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$79,634
Total administrative$79,634
The B.S.D. Capital, Inc. 401(k) match · 2024
Employer contribution per active participant$3,256
Median for plans this size$1,313
2024$3,256 per active participant
2023$4,739 per active participant
2022$3,218 per active participant

B.S.D. Capital, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
T. ROWE PRICE · Contract administrator · Recordkeeping$10,475
TRI-QUEST INVESTMENT ADVISORS · Investment advisory (plan)$53,559
R-TECH CONSULTANTS, INC.$15,220

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$79,634 · 0.98%
2023$53,691 · 1.03%
2022$20,051 · 0.91%
Same employer
Similar plansFinance & Insurance · California
Renew Financial Group LLC CA$9.4M · 0.16%
Kind Lending, LLC CA$9.4M · 0.99%
Mulligan Funding, LLC CA$9.1M · 0.69%

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Source: U.S. Department of Labor, Form 5500 series, EIN 475116707 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.