Plan Ledger DOL Form 5500 · updated monthly

Austin 3(16) Fiduciary Limited401(k)

THE INTERNATIONAL 401(K) POOLED EMPLOYER PLAN · OCEANSIDE, NY · plan year 2024

Reported admin expense ratio · 2024
0.88%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Austin 3(16) Fiduciary Limited reported $614,862 in plan administrative expenses for 2024: 0.88% of average plan assets, higher than ~90% of peers. Employer contributions averaged $223 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.882%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other other services employers. By assets it is the 1,010th-largest of 5,648 plans among New York employers on file, and the 272nd of 3,341 in other services. In 2024, employees put in $25.11 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$74,537,356
Participants with balances1,312
Active participants1,509
Employer contributions$336,188
Employee contributions$8,442,670
Employer contribution per active participant$223
Average account balance$56,812
Benefits paid to participants$8,880,838
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$74.5M · 1,312 accts · $336K emplr
2023$64.9M · 1,096 accts · $310K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$255,558
Investment management$322,203
Trustee / custodial$37,101
Total administrative$614,862
The Austin 3(16) Fiduciary Limited 401(k) match · 2024
Employer contribution per active participant$223
Median for plans this size$3,635
2024$223 per active participant
2023$258 per active participant

Austin 3(16) Fiduciary Limited's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
RPG CONSULTANTS · Recordkeeping · Pension consulting$199,396
THE INVESTMENT CENTER, INC. · Investment advisory (participants) · Investment advisory (plan)$318,019
MG TRUST COMPANY · Custodial · Custodial (securities)$37,101
QBOX FIDUCIARY SOLUTIONS, LLC · Named fiduciary$35,354
AUSTIN 3(16) FIDUCIARY LIMITED · Named fiduciary$20,808

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PINNACLE FINANCIAL SERVICES, INC., RPG CONSULTANTS, Transamerica
2023PINNACLE FINANCIAL SERVICES, INC., RPG CONSULTANTS, Transamerica

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Administrative cost history2
2024$614,862 · 0.88%
2023$507,554 · 0.88%
All plans at this employer2
THE INTERNATIONAL 401(K) POOLED EMPLOYER PLAN401(k)
THE INTERNATIONAL 401(K) POOLED EMPLOYER PLAN401(k)
Similar plansOther Services · New York
Monro, Inc. NY$77.4M · 0.23%
Girl Scouts of the USA NY$75.9M · 0.02%
Jdrf International NY$71.5M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 462981114 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.