Plan Ledger DOL Form 5500 · updated monthly

Astorg Auto of Charleston401(k)

ASTORG 401(K) RETIREMENT PLAN · CHARLESTON, WV · plan year 2024

Reported admin expense ratio · 2024
0.47%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Astorg Auto of Charleston reported $75,378 in plan administrative expenses for 2024: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,477 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.35% to 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 92nd-largest of 265 plans among West Virginia employers on file, and the 1,677th of 5,215 in retail trade. In 2024, employees put in $2.98 for every $1.00 the employer contributed; active participation has grown from 251 to 336 since 2022.

Plan summary
Net assets, end of year$17,348,109
Participants with balances321
Active participants336
Employer contributions$496,205
Employee contributions$1,480,286
Employer contribution per active participant$1,477
Average account balance$54,044
Benefits paid to participants$1,724,354
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.3M · 321 accts · $496K emplr
2023$14.8M · 266 accts · $453K emplr
2022$11.7M · 230 accts · $346K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$75,378
Total administrative$75,378
The Astorg Auto of Charleston 401(k) match · 2024
Employer contribution per active participant$1,477
Median for plans this size$2,416
2024$1,477 per active participant
2023$1,536 per active participant
2022$1,380 per active participant

Astorg Auto of Charleston's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ANNUITY INSURANCE CO. OF AM · Recordkeeping · Insurance services$2,523
METRO BENEFITS, INC. · Contract administrator$4,245
EMPOWER ADVISORY GROUP, LLC · Investment management$1,936

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$75,378 · 0.47%
2023$62,892 · 0.47%
2022$43,663 · 0.35%
Similar plansRetail Trade · West Virginia
Leslie Equipment Company WV$20.6M · 0.51%
Fruth, Inc. WV$18.5M · 0.48%
Go-Mart, Inc. WV$12.9M · 0.36%
Forth Foods, Inc WV$12.7M · 0.54%

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Source: U.S. Department of Labor, Form 5500 series, EIN 814207144 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.