Plan Ledger DOL Form 5500 · updated monthly

Associated Physical & Occupational401(k)

ASSOCIATED PHYSICAL & OCCUPATIONAL THERAPISTS 401(K) PROFIT SHARING PLAN & TRUST · KENMORE, NY · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Associated Physical & Occupational reported $9,992 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $1,350 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.01% to 0.27%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (4,678th of 5,648), and 8,542nd of 11,911 in health care & social assistance. In 2024, employees put in $2.22 for every $1.00 the employer contributed; active participation has grown from 105 to 116 since 2022.

Plan summary
Net assets, end of year$4,019,132
Participants with balances113
Active participants116
Employer contributions$156,628
Employee contributions$348,041
Employer contribution per active participant$1,350
Average account balance$35,568
Benefits paid to participants$195,336
Plan auditUnmodified (clean) audit opinion
AuditorEFPR GROUP PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$4.0M · 113 accts · $157K emplr
2023$3.3M · 107 accts · $138K emplr
2022$2.5M · 108 accts · $142K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,000
Investment management$242
Total administrative$9,992
The Associated Physical & Occupational 401(k) match · 2024
Employer contribution per active participant$1,350
Median for plans this size$1,313
2024$1,350 per active participant
2023$1,190 per active participant
2022$1,350 per active participant

Associated Physical & Occupational's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$9,992 · 0.27%
2023$3,617 · 0.12%
2022$29,208 · 1.01%
Similar plansHealth Care & Social Assistance · New York
Woodland Pond NY$4.2M · 0.66%
Home/Life Services Inc. NY$4.0M · 1.78%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 161587089 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.