Plan Ledger DOL Form 5500 · updated monthly

Aspen Enterprises, LTD.401(k)

FINLAYS AMERICAS 401(K) PLAN · SAN ANTONIO, TX · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Aspen Enterprises, LTD. reported $26,579 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $2,616 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 2,105th-largest of 5,688 plans among Texas employers on file, and the 6,127th of 13,661 in manufacturing. In 2024, employees put in $1.98 for every $1.00 the employer contributed; active participation has grown from 191 to 257 since 2022.

Plan summary
Net assets, end of year$18,943,056
Participants with balances313
Active participants257
Employer contributions$672,438
Employee contributions$1,329,450
Employer contribution per active participant$2,616
Average account balance$60,521
Benefits paid to participants$1,835,497
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.9M · 313 accts · $672K emplr
2023$16.2M · 254 accts · $562K emplr
2022$14.1M · 203 accts · $453K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,579
Total administrative$26,579
The Aspen Enterprises, LTD. 401(k) match · 2024
Employer contribution per active participant$2,616
Median for plans this size$2,416
2024$2,616 per active participant
2023$2,286 per active participant
2022$2,371 per active participant

Aspen Enterprises, LTD.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK USA · Recordkeeping$4,952

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$26,579 · 0.15%
2023$3,117 · 0.02%
2022$6,939 · 0.04%
Similar plansManufacturing · Texas
S-Tec Corporation TX$19.5M · 0.03%
Flotek Industries, Inc. TX$19.1M · 0.19%
Build a Sign LLC TX$19.0M · 0.24%
Presco Polymers Opco, Inc. TX$18.9M · 0.19%
Nexperia USA Inc. TX$18.8M · 0.05%
Republic Elite, LLC TX$18.8M · 0.67%
Leonard Holding Company TX$18.5M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 742661555 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.