Plan Ledger DOL Form 5500 · updated monthly

Ashland Food Cooperative401(k)

ASHLAND FOOD COOPERATIVE 401(K) RETIREMENT PLAN AND TRUST · ASHLAND, OR · plan year 2024

Reported admin expense ratio · 2024
0.49%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Ashland Food Cooperative reported $38,142 in plan administrative expenses for 2024: 0.49% of average plan assets, below the peer median. Employer contributions averaged $1,586 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.56% to 0.49%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Oregon (614th of 1,021), and 2,981st of 5,215 in retail trade. In 2024, employees put in $1.75 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,281,768
Participants with balances141
Active participants122
Employer contributions$193,449
Employee contributions$339,377
Employer contribution per active participant$1,586
Average account balance$58,736
Benefits paid to participants$456,569
Plan auditUnmodified (clean) audit opinion
AuditorWEGNER CPAS, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$8.3M · 141 accts · $193K emplr
2023$7.2M · 138 accts · $180K emplr
2022$5.9M · 135 accts · $183K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,363
Investment management$33,779
Total administrative$38,142
The Ashland Food Cooperative 401(k) match · 2024
Employer contribution per active participant$1,586
Median for plans this size$1,313
2024$1,586 per active participant
2023$1,549 per active participant
2022$1,649 per active participant

Ashland Food Cooperative's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STATHEROS FINANCIAL SOLUTIONS · Investment advisory (participants) · Investment advisory (plan)$33,459

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$38,142 · 0.49%
2023$33,023 · 0.51%
2022$37,734 · 0.56%
Same employer
Similar plansRetail Trade · Oregon
Dari-Mart Stores, Inc. OR$8.9M · 0.83%
Herzog-Meier Auto Center OR$8.3M · 0.53%
Power Auto, Inc. OR$7.5M · 1.03%
Roberson Motors, Inc. OR$7.4M · 0.58%
Superior Tire Service Inc OR$7.2M · 0.24%
Sunset Imports Inc. OR$6.8M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930634581 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.