Plan Ledger DOL Form 5500 · updated monthly

Ars National Services Inc.401(k)

ARS NATIONAL SERVICES 401(K) SAVINGS PLAN · ESCONDIDO, CA · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ars National Services Inc. reported $29,499 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.52% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in California (5,241st of 9,483), and 3,904th of 4,798 in finance & insurance. active participation has shrunk from 175 to 156 since 2022.

Plan summary
Net assets, end of year$10,823,539
Participants with balances255
Active participants156
Employer contributions$0
Employee contributions$549,046
Employer contribution per active participant$0
Average account balance$42,445
Benefits paid to participants$789,967
Plan auditUnmodified (clean) audit opinion
AuditorGATTO, POPE & WALWICK, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$10.8M · 255 accts
2023$9.8M · 267 accts
2022$8.4M · 288 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,499
Total administrative$29,499
The Ars National Services Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$2,416

Ars National Services Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$29,499

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$29,499 · 0.29%
2023$51,706 · 0.57%
2022$48,178 · 0.52%
Same employer
Similar plansFinance & Insurance · California
Goal Investment Group, Inc. CA$11.4M · 0.08%
Homexpress Mortgage Corp. CA$11.4M · 0.09%
Montage Health CA$11.4M · 0.17%
Gitsit Solutions, LLC CA$10.9M · 0.01%
Wheelhouse Credit Union CA$10.7M · 0.44%
Alliance Funding Group CA$10.6M · 0.51%
Smith Health, Inc. CA$10.5M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330827570 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.