Plan Ledger DOL Form 5500 · updated monthly

Arlington Coal & Lumber Company401(k)

ARLINGTON COAL & LUMBER CO. 401(K) RETIREMENT PLAN · ARLINGTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Arlington Coal & Lumber Company reported $62,379 in plan administrative expenses for 2024: 0.35% of average plan assets, above the peer median. Employer contributions averaged $11,027 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,359th-largest of 2,726 plans among Massachusetts employers on file, and the 1,545th of 5,215 in retail trade. In 2024, the employer put in $1.99 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$18,888,988
Participants with balances172
Active participants107
Employer contributions$1,179,917
Employee contributions$594,212
Employer contribution per active participant$11,027
Average account balance$109,820
Benefits paid to participants$750,458
Plan auditUnmodified (clean) audit opinion
AuditorLITMANGERSON ASSOCIATES, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$18.9M · 172 accts · $1.2M emplr
2023$16.3M · 170 accts · $604K emplr
2022$14.4M · 166 accts · $488K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,676
Investment management$41,550
Trustee / custodial$5,153
Total administrative$62,379
The Arlington Coal & Lumber Company 401(k) match · 2024
Employer contribution per active participant$11,027
Median for plans this size$2,416
2024$11,027 per active participant
2023$5,644 per active participant
2022$4,392 per active participant

Arlington Coal & Lumber Company's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
NEWPORT GROUP, INC. · Claims processing · Recordkeeping$14,856
MERRILL LYNCH · Investment advisory (plan)$41,550
NEWPORT TRUST COMPANY · Trustee$5,153

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$62,379 · 0.35%
2023$55,632 · 0.36%
2022$54,789 · 0.36%
Same employer
Similar plansRetail Trade · Massachusetts
1A Auto, Inc. MA$20.2M · 0.48%
Wellesley Volkswagen, Inc. MA$19.1M · 0.40%
Matter Surfaces, Inc. MA$18.5M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 041040820 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.