Plan Ledger DOL Form 5500 · updated monthly

Ardan, Inc401(k)

THE ARDAN COMMUNITY OF COMPANIES 401K AND PROFIT SHARING PLAN · MAITLAND, FL · plan year 2025

Reported admin expense ratio · 2025
0.30%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ardan, Inc reported $140,561 in plan administrative expenses for 2025: 0.30% of average plan assets, above the peer median. Employer contributions averaged $1,197 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.40% to 0.30%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 530th-largest of 3,644 plans among Florida employers on file, and the 1,661st of 4,798 in finance & insurance. In 2025, employees put in $7.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$50,281,552
Participants with balances521
Active participants499
Employer contributions$597,432
Employee contributions$4,363,190
Employer contribution per active participant$1,197
Average account balance$96,510
Benefits paid to participants$5,456,648
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$50.3M · 521 accts · $597K emplr
2024$43.7M · 485 accts · $551K emplr
2023$35.6M · 493 accts · $492K emplr
2022$28.0M · 414 accts · $455K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$140,561
Total administrative$140,561
The Ardan, Inc 401(k) match · 2025
Employer contribution per active participant$1,197
Median for plans this size$2,666
2025$1,197 per active participant
2024$1,158 per active participant
2023$999 per active participant
2022$855 per active participant

Ardan, Inc's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$140,561
GALLAGHER FIDUCIARY ADVISORS, LLC · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$140,561 · 0.30%
2024$150,029 · 0.38%
2023$119,522 · 0.38%
2022$114,519 · 0.40%
Same employer
Similar plansFinance & Insurance · Florida
Fbc Mortgage LLC FL$53.0M · 0.36%
Bass Underwriters, Inc. FL$47.0M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 874345870 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.