Plan Ledger DOL Form 5500 · updated monthly

Ard Contracting, Inc.401(k)

ARD CONTRACTING, INC. 401(K) RETIREMENT PLAN · BIRMINGHAM, AL · plan year 2022

Reported admin expense ratio · 2022
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ard Contracting, Inc. reported $1,881 in plan administrative expenses for 2022: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Alabama (672nd of 902), and 4,206th of 5,337 in construction.

Plan summary
Net assets, end of year$4,081,535
Participants with balances95
Active participants85
Employer contributions$0
Employee contributions$226,382
Employer contribution per active participant$0
Average account balance$42,964
Benefits paid to participants$191,648
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2022
Professional / advisory$1,881
Total administrative$1,881
The Ard Contracting, Inc. 401(k) match · 2022
Employer contribution per active participant$0
Median for plans this size$1,114

Ard Contracting, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$1,881 · 0.04%
Similar plansConstruction · Alabama
Physical Security, LLC AL$4.3M · 0.49%
H. O. Weaver & Sons, Inc. AL$4.3M · 0.36%
Lavender, Inc. AL$4.1M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 631007282 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.