Plan Ledger DOL Form 5500 · updated monthly

Architectural Ceramics, Inc.401(k)

ARCHITECTURAL CERAMICS, INC 401(K) PROFIT SHARING PLAN AND TRUST · ROCKVILLE, MD · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Architectural Ceramics, Inc. reported $31,014 in plan administrative expenses for 2024: 0.74% of average plan assets, above the peer median. Employer contributions averaged $976 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Maryland (1,305th of 1,671), and 3,863rd of 5,215 in retail trade. In 2024, employees put in $4.83 for every $1.00 the employer contributed; active participation has grown from 71 to 92 since 2022.

Plan summary
Net assets, end of year$4,662,496
Participants with balances149
Active participants92
Employer contributions$89,804
Employee contributions$434,126
Employer contribution per active participant$976
Average account balance$31,292
Benefits paid to participants$161,417
Plan auditUnmodified (clean) audit opinion
AuditorELLIN AND TUCKER
Plan history3
Yearassets · accounts · employer contribution
2024$4.7M · 149 accts · $90K emplr
2023$3.8M · 135 accts · $19K emplr
2022$3.3M · 137 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,540
Investment management$16,474
Total administrative$31,014
The Architectural Ceramics, Inc. 401(k) match · 2024
Employer contribution per active participant$976
Median for plans this size$1,313
2024$976 per active participant
2023$230 per active participant

Architectural Ceramics, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$14,540
BLACK DIAMOND FINANCIAL ADVISOR · Investment advisory (plan)$16,474

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$31,014 · 0.74%
2023$26,738 · 0.76%
2022$26,621 · 0.76%
Similar plansRetail Trade · Maryland
Len Stoler, Inc. MD$5.3M · 0.60%
B. Green & Company, Inc. MD$5.3M · 0.47%
Younger Motorcars, Inc. MD$4.4M · 0.59%
Alko Distributors, Inc. MD$4.0M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521392191 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.