Plan Ledger DOL Form 5500 · updated monthly

Archer Daniels Midland Company401(k) + ESOP (KSOP)

ADM 401(K) AND EMPLOYEE STOCK OWNERSHIP PLAN FOR SALARIED EMPLOYEES · DECATUR, IL · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Archer Daniels Midland Company reported $287,581 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,102 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.02% to 0.01%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other manufacturing employers. By assets it is the 41st-largest of 3,702 plans among Illinois employers on file, and the 144th of 13,661 in manufacturing. In 2024, employees put in $2.04 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,314,444,246
Participants with balances11,450
Active participants8,748
Employer contributions$44,631,276
Employee contributions$91,215,290
Employer contribution per active participant$5,102
Average account balance$202,135
Benefits paid to participants$226,898,869
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.3B · 11,450 accts · $44.6M emplr
2023$2.2B · 11,112 accts · $41.4M emplr
2022$2.0B · 10,911 accts · $37.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$190,683
Trustee / custodial$34,932
Total administrative$287,581
The Archer Daniels Midland Company 401(k) match · 2024
Employer contribution per active participant$5,102
Median for plans this size$5,259
2024$5,102 per active participant
2023$4,989 per active participant
2022$4,692 per active participant

Archer Daniels Midland Company's 2024 employer contribution ran below the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Trustee (directed) · Loan processing$225,615
CURCIO WEBB, LLC · Consulting$60,000
WEALTH MANAGEMENT SYSTEMS INC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$287,581 · 0.01%
2023$279,883 · 0.01%
2022$416,210 · 0.02%
All plans at this employer2
ADM 401(K) AND EMPLOYEE STOCK OWNERSHIP PLAN FOR SALARIED EMPLOYEES401(k) + ESOP (KSOP)
ADM 401(K) AND EMPLOYEE STOCK OWNERSHIP PLAN FOR HOURLY EMPLOYEES401(k) + ESOP (KSOP)
Same employer
Similar plansManufacturing · Illinois
Motorola Solutions, Inc. IL$6.5B · 0.05%
S&C Electric Company IL$2.7B · 0.00%
Astellas US LLC IL$1.9B · 0.07%
Dover Corporation IL$1.9B · 0.08%
Brunswick Corporation IL$1.8B · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 410129150 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.