Plan Ledger DOL Form 5500 · updated monthly

Appalachian Mountain Club403(b)

APPALACHIAN MOUNTAIN CLUB RETIREMENT PLAN · BOSTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Appalachian Mountain Club reported $225 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,669 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.000% to 0.001%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is the 733rd-largest of 2,726 plans among Massachusetts employers on file, and the 98th of 945 in agriculture, forestry & fishing. In 2024, employees put in $1.91 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$47,080,735
Participants with balances587
Active participants230
Employer contributions$613,774
Employee contributions$1,172,601
Employer contribution per active participant$2,669
Average account balance$80,206
Benefits paid to participants$2,985,953
Plan auditUnmodified (clean) audit opinion
AuditorTONNESON & CO.
Plan history3
Yearassets · accounts · employer contribution
2024$47.1M · 587 accts · $614K emplr
2023$42.7M · 589 accts · $641K emplr
2022$35.3M · 709 accts · $593K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$225
Total administrative$225
Employer contributions to the Appalachian Mountain Club plan · 2024
Employer contribution per active participant$2,669
Median for plans this size$2,416
2024$2,669 per active participant
2023$2,763 per active participant
2022$2,524 per active participant

Appalachian Mountain Club's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
TIAA$450

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$225 · 0.00%
2023$125 · 0.00%
2022$25 · 0.00%
Same employer
Similar plansAgriculture, Forestry & Fishing · Massachusetts
Central Farm Service MN$48.3M · 0.17%
Hartung Brothers, Inc. WI$47.7M · 0.15%
Glacier Fish Company, LLC WA$47.3M · 0.19%
Farmward Cooperative MN$46.9M · 0.13%
Case Foods, Inc. NC$46.7M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 046001677 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.