Plan Ledger DOL Form 5500 · updated monthly

Andesa Services401(k)

ANDESA SERVICES SAVINGS INCENTIVE PLAN · ALLENTOWN, PA · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Andesa Services reported $79,954 in plan administrative expenses for 2024: 0.23% of average plan assets, below the peer median. Employer contributions averaged $7,174 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.23%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,063rd-largest of 3,651 plans among Pennsylvania employers on file, and the 2,181st of 4,798 in finance & insurance. In 2024, the employer put in $2.33 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$34,812,939
Participants with balances178
Active participants139
Employer contributions$997,153
Employee contributions$428,512
Employer contribution per active participant$7,174
Average account balance$195,578
Benefits paid to participants$5,453,369
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$34.8M · 178 accts · $997K emplr
2023$33.9M · 192 accts · $470K emplr
2022$31.2M · 211 accts · $533K emplr
The Andesa Services 401(k) match · 2024
Employer contribution per active participant$7,174
Median for plans this size$2,416
2024$7,174 per active participant
2023$3,670 per active participant
2022$3,580 per active participant

Andesa Services's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CAPFINANCIAL PARTNERS · Investment advisory (plan)$35,625
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$5,470

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$79,954 · 0.23%
2023$37,214 · 0.11%
2022$25,884 · 0.08%
All plans at this employer2
ANDESA SERVICES SAVINGS INCENTIVE PLAN401(k)
ANDESA SERVICES INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
Similar plansFinance & Insurance · Pennsylvania
Allegheny Financial Group PA$39.2M · 0.00%
Acnb Bank PA$38.2M · 0.09%
Qnb Corp. PA$37.1M
The Ephrata National Bank PA$33.0M · 0.02%
The Reinvestment Fund PA$32.5M · 0.03%
E.K. McConkey & Co., Inc. PA$31.2M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232545253 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.