Plan Ledger DOL Form 5500 · updated monthly

Amsi401(k)

AMSI 401(K) PLAN · WEST PALM BEACH, FL · plan year 2025

Reported admin expense ratio · 2025
0.31%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Amsi reported $1,267,972 in plan administrative expenses for 2025: 0.31% of average plan assets, higher than ~90% of peers. Employer contributions averaged $903 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.33% to 0.31%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other retail trade employers. By assets it is the 95th-largest of 3,644 plans among Florida employers on file, and the 128th of 5,215 in retail trade. In 2025, employees put in $3.79 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$442,478,479
Participants with balances7,811
Active participants10,721
Employer contributions$9,681,612
Employee contributions$36,694,245
Employer contribution per active participant$903
Average account balance$56,648
Benefits paid to participants$42,872,520
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$442.5M · 7,811 accts · $9.7M emplr
2024$379.5M · 12,137 accts · $9.8M emplr
2023$326.4M · 11,883 accts · $10.2M emplr
2022$257.8M · 13,475 accts · $12.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$311,922
Investment management$956,050
Total administrative$1,267,972
The Amsi 401(k) match · 2025
Employer contribution per active participant$903
Median for plans this size$4,295
2025$903 per active participant
2024$556 per active participant
2023$955 per active participant
2022$1,034 per active participant

Amsi's 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
CREATIVE PLANNING LLC · Investment advisory (plan)$80,000
APRIO LLP$57,198
STATE STREET GLOBAL ADVISORS TRUST · Investment management · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,267,972 · 0.31%
2024$992,413 · 0.28%
2023$1,048,827 · 0.36%
2022$866,934 · 0.33%
Same employer
Similar plansRetail Trade · Florida
Odp International, LLC FL$1.3B · 0.09%
Autonation, Inc. FL$1.3B · 0.16%
Southeastern Grocers LLC FL$941.2M · 0.09%
Southeastern Grocers LLC FL$914.1M · 0.11%
Chewy, Inc. FL$315.0M · 0.22%
Marinemax, Inc. FL$233.4M · 0.26%
Tbc Corporation FL$232.0M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592926481 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.