Plan Ledger DOL Form 5500 · updated monthly

Amoco Federal Credit Union401(k)

AMOCO FEDERAL CREDIT UNION CAPITAL ACCUMULATION PLAN · TEXAS CITY, TX · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Amoco Federal Credit Union reported $91,203 in plan administrative expenses for 2024: 0.28% of average plan assets, below the peer median. Employer contributions averaged $2,377 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.28%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,369th-largest of 5,688 plans among Texas employers on file, and the 2,169th of 4,798 in finance & insurance. In 2024, employees put in $1.79 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$35,147,818
Participants with balances309
Active participants286
Employer contributions$679,947
Employee contributions$1,216,012
Employer contribution per active participant$2,377
Average account balance$113,747
Benefits paid to participants$1,451,036
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$35.1M · 309 accts · $680K emplr
2023$30.2M · 345 accts · $1.4M emplr
2022$24.6M · 311 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$89,401
Investment management$1,802
Total administrative$91,203
The Amoco Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$2,377
Median for plans this size$2,416
2024$2,377 per active participant
2023$4,365 per active participant
2022$3,787 per active participant

Amoco Federal Credit Union's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$89,401
GALLAGHER FIDUCIARY ADVISORS, LLC · Investment advisory (plan)$1,802

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$91,203 · 0.28%
2023$57,664 · 0.21%
2022$17,169 · 0.07%
Same employer
Similar plansFinance & Insurance · Texas
Rally Credit Union TX$36.9M · 0.12%
Firstperryton Bancorp, Inc. TX$34.7M · 0.26%
Central Bancshares, Inc. TX$34.7M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741110077 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.