Americo Bancshares, Inc.ESOP
AMERICO BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN · WOLFFORTH, TX · plan year 2025
Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works
Americo Bancshares, Inc. reported $57,063 in plan administrative expenses for 2025: 0.48% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,440 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio fell from 0.81% to 0.48%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other management of companies employers. By assets it is the 1,870th-largest of 5,688 plans among Texas employers on file, and 418th of 786 in management of companies. In 2025, employees put in $2.64 for every $1.00 the employer contributed; active participation has grown from 129 to 144 since 2022.
Americo Bancshares, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
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Source: U.S. Department of Labor, Form 5500 series, EIN 751797099 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.