Plan Ledger DOL Form 5500 · updated monthly

American Tire Distributors, Inc.401(k)

AMERICAN TIRE DISTRIBUTORS, INC. RETIREMENT PLAN · HUNTERSVILLE, NC · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

American Tire Distributors, Inc. reported $694,559 in plan administrative expenses for 2024: 0.26% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,869 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.26%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other wholesale trade employers. By assets it is the 94th-largest of 2,005 plans among North Carolina employers on file, and the 175th of 4,246 in wholesale trade. In 2024, employees put in $2.70 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$274,438,393
Participants with balances5,550
Active participants4,134
Employer contributions$7,725,847
Employee contributions$20,895,865
Employer contribution per active participant$1,869
Average account balance$49,448
Benefits paid to participants$42,170,054
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $1.2M emplr
2024$274.4M · 5,550 accts · $7.7M emplr
2023$251.5M · 5,708 accts · $7.8M emplr
2022$210.9M · 5,581 accts · $7.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$478,382
Investment management$211,377
Audit (IQPA)$4,800
Total administrative$694,559
The American Tire Distributors, Inc. 401(k) match · 2024
Employer contribution per active participant$1,869
Median for plans this size$4,294
2024$1,869 per active participant
2023$1,714 per active participant
2022$1,669 per active participant

American Tire Distributors, Inc.'s 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK · Recordkeeping · Loan processing$537,232
EDWARD D. JONES & CO., L.P. · Investment advisory (plan)$100,211
WILSHIRE ASSOCIATES, INC. · Investment advisory (plan)$52,317

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

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Administrative cost history4
2025Not separately reported
2024$694,559 · 0.26%
2023$607,449 · 0.26%
2022$620,468 · 0.27%
Same employer
Similar plansWholesale Trade · North Carolina
Hanesbrands Inc. NC$664.6M · 0.09%
Alex Lee, Inc. NC$323.1M · 0.24%
Vallen Distribution, Inc. NC$273.1M · 0.14%
Merz, Incorporated NC$237.0M · 0.07%
Ffi Holdings, III Corp NC$217.6M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 560754594 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.