Plan Ledger DOL Form 5500 · updated monthly

American Restoration Operations, LLC401(k)

AMERICAN RESTORATION OPERATIONS 401(K) PLAN · IRVING, TX · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

American Restoration Operations, LLC reported $113,469 in plan administrative expenses for 2024: 0.44% of average plan assets, above the peer median. Employer contributions averaged $1,889 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.80% to 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 1,603rd-largest of 5,688 plans among Texas employers on file, and the 1,590th of 5,337 in construction. In 2024, employees put in $2.11 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$28,353,270
Participants with balances365
Active participants622
Employer contributions$1,175,267
Employee contributions$2,476,978
Employer contribution per active participant$1,889
Average account balance$77,680
Benefits paid to participants$3,025,959
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$28.4M · 365 accts · $1.2M emplr
2023$23.5M · 327 accts · $1.2M emplr
2022$7.5M · 197 accts · $639K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$113,469
Total administrative$113,469
The American Restoration Operations, LLC 401(k) match · 2024
Employer contribution per active participant$1,889
Median for plans this size$2,416
2024$1,889 per active participant
2023$1,712 per active participant
2022$979 per active participant

American Restoration Operations, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$113,468
CREATIVE PLANNING, INC. · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$113,469 · 0.44%
2023$108,119 · 0.70%
2022$57,877 · 0.80%
Same employer
Similar plansConstruction · Texas
Tilson Built Company TX$29.8M · 0.09%
Ccc Group, Inc. TX$29.7M · 1.00%
T-N-T Crane & Rigging, Inc. TX$29.1M · 0.28%
Airco Mechanical, LTD. TX$27.8M · 0.14%
Reece Albert, Inc. TX$25.1M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 834557063 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.