Plan Ledger DOL Form 5500 · updated monthly

American Research Corporation401(k)

AMERICAN RESEARCH CORPORATION 401(K) PLAN · SAN ANTONIO, TX · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

American Research Corporation reported $6,575 in plan administrative expenses for 2025: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,091 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.09% to 0.10%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Texas (3,561st of 5,688), and 6,775th of 11,911 in health care & social assistance. In 2025, employees put in $1.22 for every $1.00 the employer contributed; active participation has grown from 87 to 123 since 2022.

Plan summary
Net assets, end of year$7,202,412
Participants with balances169
Active participants123
Employer contributions$380,169
Employee contributions$464,496
Employer contribution per active participant$3,091
Average account balance$42,618
Benefits paid to participants$330,639
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$7.2M · 169 accts · $380K emplr
2024$5.8M · 157 accts · $307K emplr
2023$4.8M · 146 accts · $237K emplr
2022$4.0M · 204 accts · $215K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$6,175
Total administrative$6,575
The American Research Corporation 401(k) match · 2025
Employer contribution per active participant$3,091
Median for plans this size$1,464
2025$3,091 per active participant
2024$2,791 per active participant
2023$2,852 per active participant
2022$2,475 per active participant

American Research Corporation's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history4
2025$6,575 · 0.10%
2024$11,975 · 0.23%
2023$12,000 · 0.27%
2022$4,100 · 0.09%
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Source: U.S. Department of Labor, Form 5500 series, EIN 461650548 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.