Plan Ledger DOL Form 5500 · updated monthly

American Physical Society403(b)

AMERICAN PHYSICAL SOCIETY DEFINED CONTRIBUTION AND TAX DEFERRED ANNUITY RETIREMENT PLAN · COLLEGE PARK, MD · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

American Physical Society reported $116,386 in plan administrative expenses for 2024: 0.09% of average plan assets, below the peer median. Employer contributions averaged $7,255 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.09%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 125th-largest of 1,671 plans among Maryland employers on file, and the 381st of 3,091 in educational services. In 2024, employees put in $1.01 for every $1.00 the employer contributed; active participation has grown from 315 to 359 since 2022.

Plan summary
Net assets, end of year$142,734,963
Participants with balances654
Active participants359
Employer contributions$2,604,488
Employee contributions$2,619,669
Employer contribution per active participant$7,255
Average account balance$218,249
Benefits paid to participants$10,498,309
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$142.7M · 654 accts · $2.6M emplr
2023$129.9M · 637 accts · $2.3M emplr
2022$114.0M · 607 accts · $2.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$43,488
Investment management$72,898
Total administrative$116,386
Employer contributions to the American Physical Society plan · 2024
Employer contribution per active participant$7,255
Median for plans this size$3,635
2024$7,255 per active participant
2023$6,732 per active participant
2022$6,364 per active participant

American Physical Society's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TIAA · Recordkeeping · Pension consulting$43,488
WHARTON HILL ADVISORS · Investment advisory (plan)$72,898

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$116,386 · 0.09%
2023$100,642 · 0.08%
2022$89,361 · 0.07%
Same employer
Similar plansEducational Services · Maryland
2U, Inc. MD$195.2M · 0.10%
Goucher College MD$154.1M · 0.01%
St. John's College MD$137.9M · 0.05%
McDaniel College MD$133.1M · 0.11%
Stevenson University, Inc. MD$117.8M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 131656610 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.