Plan Ledger DOL Form 5500 · updated monthly

American First National Bank401(k)

AMERICAN FIRST NATIONAL BANK 401K RETIREMENT SAVINGS PLAN · HOUSTON, TX · plan year 2025

Reported admin expense ratio · 2025
0.20%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American First National Bank reported $125,699 in plan administrative expenses for 2025: 0.20% of average plan assets, above the peer median. Employer contributions averaged $4,673 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.21% to 0.20%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 853rd-largest of 5,688 plans among Texas employers on file, and the 1,319th of 4,798 in finance & insurance. In 2025, employees put in $2.55 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$68,397,570
Participants with balances257
Active participants233
Employer contributions$1,088,881
Employee contributions$2,772,123
Employer contribution per active participant$4,673
Average account balance$266,138
Benefits paid to participants$2,037,874
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$68.4M · 257 accts · $1.1M emplr
2024$58.6M · 249 accts · $1.0M emplr
2023$49.3M · 248 accts · $1000K emplr
2022$40.7M · 257 accts · $915K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$125,680
Investment management$19
Total administrative$125,699
The American First National Bank 401(k) match · 2025
Employer contribution per active participant$4,673
Median for plans this size$4,093
2025$4,673 per active participant
2024$4,284 per active participant
2023$4,201 per active participant
2022$4,084 per active participant

American First National Bank's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
JOHN HANCOCK RETIREMENT PLAN SERVIC · Recordkeeping$125,699

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$125,699 · 0.20%
2024$114,229 · 0.21%
2023$94,539 · 0.21%
2022$92,998 · 0.21%
Same employer
Similar plansFinance & Insurance · Texas
Elevate Credit Service, LLC TX$65.6M · 0.02%
Trafigura Trading LLC TX$65.2M · 0.12%
American Bank TX$62.7M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760555667 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.