Plan Ledger DOL Form 5500 · updated monthly

American College of Rheumatology401(k)

AMERICAN COLLEGE OF RHEUMATOLOGY RETIREMENT PLAN · ATLANTA, GA · plan year 2025

Reported admin expense ratio · 2025
0.64%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American College of Rheumatology reported $144,132 in plan administrative expenses for 2025: 0.64% of average plan assets, higher than ~90% of peers. Employer contributions averaged $8,820 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.39% to 0.64%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is the 766th-largest of 2,160 plans among Georgia employers on file, and the 890th of 3,341 in other services. In 2025, the employer put in $1.16 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$24,449,655
Participants with balances166
Active participants124
Employer contributions$1,093,733
Employee contributions$940,895
Employer contribution per active participant$8,820
Average account balance$147,287
Benefits paid to participants$1,364,417
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$24.4M · 166 accts · $1.1M emplr
2024$20.3M · 170 accts · $1.1M emplr
2023$18.8M · 169 accts · $1.1M emplr
2022$14.8M · 165 accts · $1.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$80,577
Investment management$63,555
Total administrative$144,132
The American College of Rheumatology 401(k) match · 2025
Employer contribution per active participant$8,820
Median for plans this size$2,666
2025$8,820 per active participant
2024$9,339 per active participant
2023$9,163 per active participant
2022$8,379 per active participant

American College of Rheumatology's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
CAPFINANCIAL PARTNERS LLC DBA CAPTR · Investment advisory (plan)$40,291
SMITH AND HOWARD PC · Accounting / audit$14,500
EMPOWER ADVISORY GROUP, LLC · Investment management$8,764

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$144,132 · 0.64%
2024$77,098 · 0.39%
2023$64,839 · 0.39%
2022$68,423 · 0.39%
Same employer
Similar plansOther Services · Georgia
Classic Collision, LLC GA$29.7M · 0.94%
Van Michael Salon, Inc. GA$28.0M · 0.54%
Aspirion Health Resources GA$24.0M · 0.62%
The Ogeechee Group, Inc. GA$20.0M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581627547 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.