Plan Ledger DOL Form 5500 · updated monthly

American Bar Association401(k)

THRIFT PLAN FOR EMPLOYEES OF THE AMERICAN BAR ASSOCIATION AND AFFILIATES · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

American Bar Association reported $112,222 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,256 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.08% to 0.06%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other other services employers. By assets it is the 316th-largest of 3,702 plans among Illinois employers on file, and the 81st of 3,341 in other services. In 2024, employees put in $1.40 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$211,683,920
Participants with balances1,493
Active participants1,259
Employer contributions$5,358,261
Employee contributions$7,500,851
Employer contribution per active participant$4,256
Average account balance$141,784
Benefits paid to participants$19,462,727
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$211.7M · 1,493 accts · $5.4M emplr
2023$189.4M · 1,554 accts · $4.8M emplr
2022$161.8M · 1,516 accts · $4.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$112,222
Total administrative$112,222
The American Bar Association 401(k) match · 2024
Employer contribution per active participant$4,256
Median for plans this size$3,635
2024$4,256 per active participant
2023$4,178 per active participant
2022$3,608 per active participant

American Bar Association's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$112,222

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$112,222 · 0.06%
2023$134,555 · 0.08%
2022$150,787 · 0.08%
Same employer
Similar plansOther Services · Illinois
The Joint Commission IL$288.3M · 0.04%
Alzheimer's Association IL$276.9M · 0.03%
Sp Plus Corporation IL$202.6M · 0.34%
The Boyd Group (U.S.) Inc. IL$197.7M · 0.20%
Rotary International IL$170.4M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 360723150 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.