Plan Ledger DOL Form 5500 · updated monthly

American Alarm & Communications, Inc.401(k)

AMERICAN ALARM & COMMUNICATIONS, INC. 401(K) · ARLINGTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American Alarm & Communications, Inc. reported $126 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,098 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.01% to 0.00%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 1,017th-largest of 2,726 plans among Massachusetts employers on file, and the 1,542nd of 5,337 in construction. In 2024, employees put in $5.27 for every $1.00 the employer contributed; active participation has grown from 299 to 358 since 2022.

Plan summary
Net assets, end of year$29,697,601
Participants with balances323
Active participants358
Employer contributions$392,971
Employee contributions$2,070,878
Employer contribution per active participant$1,098
Average account balance$91,943
Benefits paid to participants$3,738,772
Plan auditUnmodified (clean) audit opinion
AuditorPECK ASSOCIATES, PC
Plan history3
Yearassets · accounts · employer contribution
2024$29.7M · 323 accts · $393K emplr
2023$26.7M · 323 accts · $368K emplr
2022$22.5M · 286 accts · $367K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$126
Total administrative$126
The American Alarm & Communications, Inc. 401(k) match · 2024
Employer contribution per active participant$1,098
Median for plans this size$2,416
2024$1,098 per active participant
2023$1,172 per active participant
2022$1,228 per active participant

American Alarm & Communications, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$126
OSAIC WEALTH INCindirect comp
TRIAD ADVISORS LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$126 · 0.00%
2023$2,450 · 0.01%
2022$2,375 · 0.01%
Same employer
Similar plansConstruction · Massachusetts
Zampell Refractories, Inc. MA$32.6M · 0.03%
Nexamp, Inc. MA$31.7M · 0.68%
Dellbrook Construction, LLC MA$30.6M · 0.17%
Erland Construction, Inc. MA$29.9M · 0.29%
Lee Kennedy Co, Inc. MA$29.0M · 0.44%
Kelvin Group Co MA$27.1M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042485072 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.