Plan Ledger DOL Form 5500 · updated monthly

American Academy Holding, LLC401(k)

AAPC 401(K) PLAN · SALT LAKE CITY, UT · plan year 2025

Reported admin expense ratio · 2025
0.42%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American Academy Holding, LLC reported $73,963 in plan administrative expenses for 2025: 0.42% of average plan assets, above the peer median. Employer contributions averaged $3,177 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.18% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 305th-largest of 848 plans among Utah employers on file, and 1,599th of 3,091 in educational services. In 2025, employees put in $2.28 for every $1.00 the employer contributed; active participation has grown from 232 to 263 since 2022.

Plan summary
Net assets, end of year$19,920,759
Participants with balances365
Active participants263
Employer contributions$835,560
Employee contributions$1,909,205
Employer contribution per active participant$3,177
Average account balance$54,577
Benefits paid to participants$1,303,242
Plan auditUnmodified (clean) audit opinion
AuditorJONES SIMKINS LLC
Plan history4
Yearassets · accounts · employer contribution
2025$19.9M · 365 accts · $836K emplr
2024$15.6M · 356 accts · $754K emplr
2023$11.4M · 338 accts · $764K emplr
2022$8.0M · 281 accts · $549K emplr
The American Academy Holding, LLC 401(k) match · 2025
Employer contribution per active participant$3,177
Median for plans this size$2,666
2025$3,177 per active participant
2024$2,969 per active participant
2023$2,937 per active participant
2022$2,365 per active participant

American Academy Holding, LLC's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
ASSOCIATION FINANCIAL SERVIES · Investment advisory (participants)$66,840

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$73,963 · 0.42%
2024$61,653 · 0.46%
2023$41,457 · 0.43%
2022$13,122 · 0.18%
Same employer
Similar plansEducational Services · Utah
Waterford Institute, Inc. UT$31.3M · 0.18%
Vitalsmarts, Lc UT$22.6M · 0.03%
Providence Hall UT$11.6M · 0.64%
Ameritech College LLC UT$11.4M · 1.07%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 205557600 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.