Plan Ledger DOL Form 5500 · updated monthly

America's Preferred Home Warranty, Inc.401(k)

AMERICA'S PREFERRED HOME WARRANTY, INC. 401(K) PLAN · JACKSON, MI · plan year 2024

Reported admin expense ratio · 2024
0.59%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

America's Preferred Home Warranty, Inc. reported $40,380 in plan administrative expenses for 2024: 0.59% of average plan assets, above the peer median. Employer contributions averaged $1,834 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.21% to 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other real estate & leasing employers. By assets it is among the smaller plans on file in Michigan (1,739th of 2,619), and 1,285th of 2,096 in real estate & leasing. In 2024, employees put in $1.80 for every $1.00 the employer contributed; active participation has shrunk from 273 to 239 since 2022.

Plan summary
Net assets, end of year$7,597,691
Participants with balances204
Active participants239
Employer contributions$438,232
Employee contributions$789,132
Employer contribution per active participant$1,834
Average account balance$37,244
Benefits paid to participants$666,767
Plan auditUnmodified (clean) audit opinion
AuditorPLANCHEC(K) CPAS LLC
Plan history3
Yearassets · accounts · employer contribution
2024$7.6M · 204 accts · $438K emplr
2023$6.2M · 214 accts · $510K emplr
2022$4.9M · 198 accts · $481K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,603
Investment management$15,777
Total administrative$40,380
The America's Preferred Home Warranty, Inc. 401(k) match · 2024
Employer contribution per active participant$1,834
Median for plans this size$1,313
2024$1,834 per active participant
2023$2,134 per active participant
2022$1,763 per active participant

America's Preferred Home Warranty, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY WORKPLACE SERVICES, LLC · Plan administrator · Trustee (discretionary)$24,603
OSAIC WEALTH INC · Investment advisory (plan)$15,777

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$40,380 · 0.59%
2023$29,739 · 0.54%
2022$10,154 · 0.21%
Similar plansReal Estate & Leasing · Michigan
Kkhc, Inc. MI$7.8M · 0.61%
Eenhoorn LLC MI$7.0M · 1.00%
Advent Home Medical MI$6.1M · 0.99%

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Source: U.S. Department of Labor, Form 5500 series, EIN 383555417 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.